Transfer Your Loan Balance and Save More with Better Terms

Benefits of Loan Balance Transfer

Lower Interest Rates

Transfer your loan to a lender offering lower interest rates, reducing your overall repayment burden.

Consolidate Multiple Loans

Combine multiple loans into a single loan, making repayments more manageable and helping you avoid missed payments.

Flexible Repayment Terms

Choose customized repayment plans that fit your financial capabilities, providing more flexibility and ease.

Quick Processing and Approval

Enjoy fast processing and approval, with minimal documentation required for a smooth and swift loan transfer.

Eligibility Criteria

Age: 18-65 years
Stable Income: Minimum ₹25,000 per month
Employment: Salaried or Self-Employed
Good Repayment History: A history of timely repayments on the existing loan
Existing Loan: Must have an ongoing loan from a financial institution

Time Required

The loan balance transfer process can be completed in 7-14 working days, depending on the lender's approval process and document verification.

Interest Rate Ranges

Loan Balance Transfer Interest Rates: 8.00% - 15.00% per annum

Interest rates vary based on loan amount, tenure, and the lender’s policies.

Documents Required

Proof of Identity (Aadhaar/PAN/Passport)
Proof of Address (Utility Bill/Voter ID)
Income Proof (Salary Slips/ITR)
Bank Statements (Last 6 months)
Loan Account Statement (From the existing lender)
Loan Repayment History (No dues certificate from the current lender)
Property Documents (If applicable, for secured loans)

Benefits of Taking Loan Through CredFill

1. One platform with multiple lenders for the best loan deal.
2. Competitive interest rates through lender comparisons for affordability.
3. No hidden fees or extra costs, ensuring full transparency.
4. Flexible approval options, even with a low credit score.
5. High approval rates with a fast, efficient process & much more!

Loan Costs

CredFill does not charge any fees for processing or managing the loan balance transfer. The service is completely transparent, free of charge, and designed to help you save on your existing loan obligations.

Your Path to Better Loan Terms

Whether you want to save money on your current loan or simplify your repayments, our loan balance transfer solutions offer a smart way to consolidate your debt, lower your interest rates, and ease your financial burden. Take control of your finances and enjoy a more manageable loan with better terms.

Loan Balance Transfer - Save on Your Loan and Simplify Repayments