ITR Computation PDF Generator
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ITR Computation (Income Tax Return Computation) is a formal document that shows the detailed breakdown of your total taxable income and the tax calculated on it. It is the working sheet behind your ITR filing — showing income from all sources, deductions claimed, and the final tax payable or refundable. It is also called "Computation of Income" or "Income Tax Computation Sheet."

Method 1 — CredFill Tool (Recommended): Download JSON from income tax portal → Select ITR type on CredFill → Upload JSON → Download PDF in seconds.

Method 2 — Income Tax Portal: Login at incometax.gov.in → e-File → Income Tax Returns → View Filed Returns → Select year → Download computation.

Method 3 — Via CA: Your chartered accountant can generate the computation from their software (Computax, Winman, etc.).

To download ITR computation PDF online for free: 1) Select your ITR type in the dropdown above (ITR-1/2/3/4), 2) Click "Generate PDF", 3) Upload the JSON file you downloaded from incometax.gov.in, 4) Your computation PDF generates automatically in under a minute, 5) Download it instantly — completely free, no sign-up needed.

ITR (Income Tax Return) is the form you submit to the income tax department declaring your income and taxes — the government document.

ITR Acknowledgement (ITR-V) is the receipt/confirmation that your ITR was received — a one-page document with your acknowledgement number.

ITR Computation / Computation of Income is the working document showing how your tax was calculated — the mathematical breakdown. Banks and embassies specifically ask for this computation sheet, not just the acknowledgement.

You can access your ITR data by PAN by logging into the income tax portal with your PAN credentials. From there, download the JSON file of your filed return. Then use CredFill's tool to generate the computation PDF. The JSON is linked to your PAN and contains all income and tax data.

CredFill generates ITR computation in PDF format, which is the standard accepted by banks and embassies. If you need an Excel version, you can use the income tax portal's offline utility, or many CA software like Computax generate Excel computation sheets. However, PDF format is universally accepted and more professional for submissions.

The ITR computation format typically shows: (1) Personal details — name, PAN, Assessment Year, (2) Income from Salary (after standard deduction), (3) Income from House Property, (4) Capital Gains (short-term and long-term), (5) Business/Professional Income, (6) Income from Other Sources, (7) Gross Total Income, (8) Deductions under Chapter VI-A (80C, 80D, 80G, etc.), (9) Net Taxable Income, (10) Tax calculation at slab rates, (11) Rebate u/s 87A, (12) Surcharge and Health & Education Cess, (13) TDS, advance tax, and self-assessment tax, (14) Final tax payable or refund due.

For AY 2025-26 computation: Login to incometax.gov.in → e-File → Income Tax Returns → View Filed Returns → Select AY 2025-26 → Download JSON. Then upload this JSON on CredFill's ITR Computation Generator above. The tool auto-detects the assessment year from the JSON file and generates the correct computation format.

Yes. CredFill's tool supports all past assessment years. Just download the JSON for the specific year you need from the income tax portal (View Filed Returns → select that year → Download JSON) and upload it. The tool generates the computation for that year automatically. This is useful for loan applications that ask for 2–3 years of ITR computation.

ITR-3 is for individuals with business/professional income where full books of accounts are maintained (balance sheet + P&L). Computation includes detailed business income calculation.

ITR-4 (Sugam) is for small business owners and professionals opting for presumptive taxation under Section 44AD (8% or 6% of turnover), 44ADA (50% of gross receipts), or 44AE. CredFill supports both ITR-3 and ITR-4 computation PDF generation.

For business filers (ITR-3/ITR-4), the ITR filing includes both: Computation of Income (the tax calculation sheet) and Balance Sheet & P&L (financial statements of the business). These are often submitted together for bank loans. CredFill's ITR-3 and ITR-4 computation PDFs include the balance sheet and P&L data extracted from your JSON file.

CredFill's ITR Computation PDF Generator is one of the best free AI-powered tools for generating ITR computation in India. It uses intelligent JSON parsing to extract all income data from your portal-downloaded JSON file and generates a professional PDF computation sheet. Over 250 computations are generated daily, making it one of the most actively used tools of its kind.

For professionals (CAs and tax consultants): Computax, Winman Tax, Genius by SAG Infotech, and ClearPro are popular paid software. For individuals: CredFill's free online tool is the simplest solution — no installation, no subscription, just upload your JSON. ClearTax also offers computation but requires account creation. CredFill is unique in that it requires no registration at all.

Yes. ITR computation generated from CredFill's tool is accepted by all major Indian banks including HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra, Bank of Baroda, Punjab National Bank, and others. The PDF contains all required fields — PAN, assessment year, income head-wise breakdown, deductions, and final tax — in the standard computation format.

Absolutely. CredFill's ITR Computation Generator is designed for individuals to create their own computation sheet without any CA involvement. Since the tool reads directly from your filed ITR JSON, the data is exactly what was submitted to the income tax department — fully accurate and authentic. No CA or tax consultant needed.

Annual ITR computation refers to the computation sheet for a specific financial year (April to March). Each year's computation is separate. Banks typically ask for ITR computation for the last 2–3 financial years. You can generate computation PDFs for multiple years using CredFill — just download the JSON for each year and generate separately.